• Pegasus Centre 42 Bundall Rd Bundall, Queensland, Australia 4217

Unoccupied Property

Mainstay Underwriting has developed a specialist insurance solution for owners of residential, commercial and industrial properties, specifically for those that are unoccupied. This cover will provide a simplified approach for both the client and the retail broker, provide commercial cover that would normally require a second policy and provide the unique selling point of unoccupied cover, that is currently a ‘difficult’ market in Australia.

Cover options available include:

Unoccupied Property Cover Cover for commercial, industrial and residential properties that are unoccupied for short or extended periods, subject to underwriting acceptance.
  • Fire, Lightning, Explosion and Aircraft (FLEA)
  • Malicious damage
  • Storm, storm surge, rainwater, hail and wind damage
  • Water escape (where services remain connected with prior approval)
  • Theft related damage
  • Riots, strikes and civil commotion (RS&CC)
  • Impact damage
  • Landlord contents cover
Property Owners Liability Public liability protection with limits up to $10 million.

Our tailored package is designed exclusively for your client’s property by people who understand their industry. You can have peace of mind that your client’s assets and liabilities are covered by a specialist policy.

Mainstay Underwriting's long-standing insurance professionals aim to generate business continuity and loyalty between our underwriters, industry brokers and their clients. If you would like to know more about Mainstay Underwriting, please contact us.

Note: Mainstay does not currently write unoccupied residential properties where the property is a Retail product. If you are unsure, please call our office to discuss.